Buying the right home means carefully searching for it in the market. And it seems difficult to do, especially with all the options available on listings. Since you can’t afford ending up with big regrets after purchase, you should start by knowing what you really want or need.
Then, proceed with these smart ideas along the way.
1. Determine Your Budget
Begin by knowing the price range of a property that you can afford. Ideally, your monthly mortgage payment shouldn’t be more than 25% of your monthly income. You can also collect your financial documents then bring it to a mortgage lender. They can help you in gauging the safest house price range you can afford, then you should think of getting pre-approved for a home loan too.
2. Hire a Real Estate Agent
Of course, you may proceed with the searching and buying process without a real estate agent’s help. But hiring an expert who’d stick with you from start to finish is surely a big advantage. They know how to find the perfect home for you, especially with all of the skills, knowledge, expertise and data they have on hand.
3. Go through the Details with your Agent
After finding one, sit with a real estate agent and go through all the details of the property you need and want. Tell them your ideal location, house type, size and budget among other factors. Then, trust them on scouring the market for the right potential matches.
4. Neighborhood and Location
The right home is sitting in the ideal location for you. It should be accessible to vital establishments such as your office, hospitals, and schools if you have kids. Its neighborhood should have minuscule crime rate, and peaceful enough for you not to be disturbed at random instances. Thus, as much as possible, be sure to drive –by at day, afternoon, night, weekdays and weekends to see how a neighborhood looks like. Feel free to talk with neighbors as well.
5. Type of Home and Specifications
After knowing the safest price range and ideal location for a home to buy, start finding one which features fit your needs and preferences. Begin with the basic such as size, number of bedrooms, number of bathrooms and availability of garage. Also, select from several house types such as condominiums, single family houses or multiple family houses among other options, as well as if you’re looking for a starter home, a family home or a forever home. Be sure it fits your needs and preference, and it should be perfect for you more than five years from now.
6. Available Features
Aside from the home structure and type, it should have features that suit your lifestyle and let you enjoy big benefits. High energy efficiency is one popular feature many home buyers seek today. Other examples are amount of storage spaces, kitchen add-ons and security devices among others. Home insurance and warranties are excellent pluses too.
7. Home Condition
Lastly, you should make sure that you’d spend the least amount of renovation and repair cost when moving in. So, be sure all essential parts are on good condition. Think of condition of the foundation, walls, roof, windows, insulation system and utilities among many others. That is why it is best to try everything while on a house tour, and envision yourself every day in a potential home to buy. Or, hire a professional home inspector for a thorough expert check.
Keeping these ideas in mind would help you smartly find the right home today. Of course, this is just a quick guide, so it is still best to talk with a professional real estate agent for more info.
Get more tips about Selling a home or Buying a home on our real estate blog
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EdConstable.com Team
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